Cut-off Times Outward Credit Transfers
The main European currency cut-off times are set out in the table below. If you are making a payment in a currency that is not listed, your Relationship Manager remains at your disposal for further information concerning relevant applicable cut-off times.
Payment instructions received by us in advance of the standard cut-off time will be executed for the specified value, subject to availability of client funds and foreign exchange in the market place.
The bank reserves the right to authenticate your instructions (e.g. through call back verification) and perform due diligence in accordance with international anti-money laundering and sanctions requirements.
These cut-off times apply to official business days. An official business day can be defined as that where banking services are available in the jurisdiction in which your Account is held and in the jurisdiction where the payment is to be executed. For public/bank holidays in either the paying or receiving jurisdiction different cut off times will normally apply.
| Currencies | Receipt of the order until (Cut-off Time) | Value Date* | Receipt of the order after (Cut-off Time) | Value Date* |
| CHF | 12 h. 00 | + 1 working day | 12 h. 00 | + 2 working day |
| GBP | 12 h. 00 | Same day | 12 h. 00 | + 1 working day |
| EURO | 12 h. 00 | Same day | 12 h. 00 | + 1 working day |
| SEK | 15 h. 00 | + 1 working day | 15 h. 00 | + 2 working day |
| DKK | 15 h. 00 | + 1 working day | 15 h. 00 | + 2 working day |
| NOK | 15 h. 00 | + 1 working day | 15 h. 00 | + 2 working day |
| Others (PLN, CZK) | 15 h. 00 | + 2 working day | 15 h. 00 | + 3 working day |
* Cut-off times may be subject to change without notification in the event of extreme market conditions (e.g. a currency crisis)